Payout Rate Calculator
Measure how generous a bookmaker is on a market and compare them.
Calculate RTP
Return To Player — the bookmaker's quality on a market
3 Options (1X2)
Football — Draw possible
Team 1
Draw
Team 2
2 Options
Tennis, Basketball, BTTS, Over/Under, Handicap...
Team 1
Team 2
📚 Full guide
Everything about RTP
The true measure of a bookmaker's quality
⚖️What is RTP?▼
RTP (Return To Player) is the average percentage that the bookmaker redistributes to bettors on a given market.
Example: an RTP of 95% means that out of 100€ staked by all bettors, the bookmaker pays back 95€ and keeps 5€ as margin.
RTP = 100 / Σ(1/odds) × 100
The higher the RTP, the more generous the bookmaker. An RTP of 100% = no margin (theoretical, doesn't exist in practice). An RTP of 90% = 10% margin.
🎯Why it's crucial for your ROI▼
RTP is the first step towards profitability. Even with an excellent strategy, if you play on a market at 90% RTP, you have to beat a 10% handicap on every bet.
💡 Golden rule
For a perfectly neutral player (50/50 on balanced bets), your long-term ROI ≈ RTP - 100. An RTP of 95% = ROI of -5%.
To be profitable, you must beat this margin through skill (analysis, value betting, etc.). The higher the RTP, the easier it is.
📊 Real impact
A bettor making +3% ROI on a book at 95% RTP would be at +7% ROI on a book at 99% — for the same strategy!
📏What is a GOOD RTP?▼
🏆 RTP ≥ 99%
Pinnacle/PS3838 level. The global reference on major sports. Their business model is based on volume, not margin.
✅ RTP 97-99%
Competitive bookmakers. Typical of Betfair, Matchbook (exchanges), or sharp Asian books.
👍 RTP 94-97%
Standard French bookmakers. Betclic, Unibet, Winamax run in this range on major 1X2 markets.
⚠️ RTP 90-94%
Secondary markets. Scorers, corners, cards, exact scores... The margin is always higher there due to less liquidity.
❌ RTP < 90%
Unacceptable. Football pools, exotic bets, obscure leagues, live bets on heat-of-the-moment action. To avoid.
📊Typical RTPs by market type▼
Bookmakers don't apply the same margin everywhere. Here are the average RTPs:
⚽ 1X2 Football (major leagues)
RTP ~95-97% — the most competitive market
🎾 Tennis ML
RTP ~95-97% — very liquid market
🏀 Basketball ML/Handicap
RTP ~95-97%
⚽ Over/Under Goals
RTP ~94-96% — a notch below 1X2
🥅 BTTS (Both Teams To Score)
RTP ~92-95% — high margin
⚽ Scorers, corners, cards
RTP ~85-92% — to avoid unless confirmed value
🎯 Exact score, multiple accumulators
RTP ~80-90% — very unfavorable to the bettor
🔴 Frequent live bets
RTP degraded by 2-5% vs pre-match
🎯How to use RTP day to day▼
Before placing a bet, calculate the market's RTP at your bookmaker — you know how much margin you're 'paying'
Compare the same market at 2-3 bookmakers: always take the best RTP (except specific value/surebet)
If you hesitate between 2 bet types (e.g. 1X2 vs BTTS), take the one with the best RTP
Avoid markets at RTP < 94% unless you have a confirmed value via PS3838
Live, the RTP drops: be more selective on your in-play bets
Evaluate your main bookmaker with the RTP: if it's systematically < 95%, switch
Pro tips
📌 Pinnacle/PS3838 is the global RTP reference (98-99%)
📌 An RTP < 93% means the book takes more than 7% margin
📌 Accumulators multiply margins: 2 bets at 95% = RTP 90.25%
📌 Freebets and promos sometimes compensate for a low RTP
📌 The more popular a league, the better the RTP
📌 Some exchanges (Betfair, Matchbook) offer RTPs close to 100%
📌 A bet's RTP only makes sense for balanced markets — not for extreme outsiders